Skip to content

Let us help you find the best solution to meet your borrowing needs.

Overdraft Protection

How does it work?

Overdraft Protection helps guard your checking account from insufficient fund fees. This service will automatically move funds from a line of credit or another account attached to your checking account to cover the overdraft. This short-term cash flow allows transactions to flow through your account without interruption. 

Kathy meeting with a customer

Personal Loans

How does it work?

A personal loan is given to the customer in one lump sum for the full loan amount. Typically, the loan is then paid back in installments. Also with this type of loan you may have to secure it by pledging the item your are purchasing, or another personal asset.

Use for things like:

Home Equity Loan

How does it work?

A home equity loan allows you to leverage the equity you have built in your home to borrow money against. The loan amount is given to the customer in one lump sum for the full loan amount. Typically, the loan is then paid back in installments. 

Use for things like:

Couple opening Savings Account
Checking graph from documents

Personal Line of Credit (PLOC)

How does it work?

This is a flexible personal line of credit that allows you to borrow a defined amount of money over a specific period of time. This type of loan allows you to either repay the full amount borrowed right away or over time like a traditional loan. As soon as you draw a balance on the loan, interest starts accruing on that balance amount. 

Use for things like:

Home Equity Line of Credit (HELOC)

How does it work?

This flexible personal line of credit allows you to leverage the equity you have built in your home to borrow money against. This type of loan allows you to either repay the full amount borrowed right away or over time like a traditional loan. As soon as you draw a balance on the loan, interest starts accruing on that balance amount. 

Use for things like:

*We offer competitive interest rates. All loan amounts subject to credit approval. 

Get connected with one of our Personal Bankers today!