Personal Banking
Regular Savings Account
- Minimum daily balance of $200.00.
- Interest paid quarterly on daily collected balance.
- No monthly service charge if balance requirements maintained.
- No minimum balance requirement for Minors (under 18) or Mature adults (over 50).
- Unlimited withdrawals in person.
- Six automatic withdrawals or transfers may be made each month.
Money Market Savings
- Minimum daily balance of 1,000.00.
- Interest paid monthly on a daily collected balance.
- Tiered rate of interest.
- No monthly service charge if balance requirements are maintained.
- Unlimited withdrawals in person.
- Six automatic withdrawals or transfers may be made each cycle.
- $1.00 Minimum balance requirement to earn (APY*).
Advanced Money Market Savings
- Minimum daily balance of $10,000.00.
- Interest paid monthly on daily collected balance.
- Tiered rate of interest.
- No monthly service charge if balance requirements maintained.
- Unlimited withdrawals in person.
- Six automatic withdrawals or transfers may be made each cycle.
- $1.00 Minimum balance requirement to earn (APY*).
Lifestyle Savings
- $10,000.00 minimum balance to earn APY*.
- Variable rate of interest compounded monthly.
- ATM Fee Refunds Nationwide.**
- Six automatic withdrawals or transfers may be made each month.
Lifestyle Checking
- $2,500.00 minimum balance to earn APY*.
- Variable rate of interest compounded monthly.
- ATM Fee Refunds Nationwide.**
Cornerstone Free Checking
- No minimum balance.
- No monthly service charge.
- Free debit card.
- Free internet banking/bill pay/electronic statements.
Interest-Plus Checking
- Minimum daily balance of $500.00.
- Interest paid monthly on daily collected balance.
- No monthly service charge if balance requirements maintained.
- Free debit card.
- Free Internet banking/bill pay/electronic statements.
Cornerstone 50+ Gold Account
- No minimum balance.
- No monthly service charge.
- Interest paid monthly on daily collected balance.
- Free debit card.
- Free cashier's checks.
- Free Internet banking/bill pay/electronic statements.
- Free Cornerstone Bank checks.
Rewards Checking
- Earn a higher rate of interest if qualifiers are met.
- Earn at least 0.10% APY* if qualifiers are not met.
- The minimum deposit required to open this account is $100.00.
- ATM Refunds Nationwide***.
- No Minimum Balance.
- No Monthly Fees.
- Ask us for details today!
TO EARN THE QUALIFYING RATES AND ATM REFUNDS, PERFORM THE FOLLOWING EACH QUALIFYING PERIOD:
- 10 Point of Sale (POS) debit card transactions.
- One Direct Deposit or automatic payment transaction.
- Monthly statements delivered electronically.
- Log in to Cornerstone Bank Online Banking.
*Cornerstone Bank may change the interest rate and (APY) Annual Percentage Yield at any time after the account is open. Fees may reduce the earnings on the account. Available to Personal Accounts only.
**ATM fees are refunded each day if the minimum balance requirement is met. Available on personal accounts only.
***If account qualifiers are not met, you will not receive ATM transaction fee refunds for that qualifying period.