Cornerstone Bank - Rediscover personalized banking

Online Banking

Personal Banking

Savings:

Regular Savings Account

  • Minimum daily balance of $200.00.
  • Interest paid quarterly on daily collected balance.
  • No monthly maintenance fee if balance requirements maintained.
  • Unlimited withdrawals in person.
  • Six automatic withdrawals or transfers may be made each month.

Money Market Savings

  • Minimum daily balance of $1,000.00.
  • Interest paid monthly on a daily collected balance.
  • Tiered rate of interest.
  • No monthly maintenance fee if balance requirements are maintained.
  • Unlimited withdrawals in person.
  • Six automatic withdrawals or transfers may be made each cycle.
  • $1,000.00 Minimum balance requirement to earn (APY*).

Advanced Money Market Savings

  • Minimum daily balance of $10,000.00.
  • Interest paid monthly on daily collected balance.
  • Tiered rate of interest.
  • No monthly maintenance fee if balance requirements maintained.
  • Unlimited withdrawals in person.
  • Six automatic withdrawals or transfers may be made each cycle.
  • $10,000.00 Minimum balance requirement to earn (APY*).

Lifestyle Savings

  • $10,000.00 minimum balance to earn APY*.
  • Variable rate of interest compounded monthly.
  • ATM Fee Refunds Nationwide.**
  • Six automatic withdrawals or transfers may be made each month.

Checking:

Lifestyle Checking

  • $2,500.00 minimum balance to earn APY*.
  • Variable rate of interest compounded monthly.
  • ATM Fee Refunds Nationwide.**

Cornerstone Free Checking

  • No minimum balance.
  • No monthly maintenance fee.
  • Free debit card upon approval.
  • Free internet banking/bill pay/electronic statements.

Cornerstone 50+ Gold Account

  • No minimum balance.
  • No monthly maintenance fee.
  • Interest paid monthly on daily collected balance.
  • Free debit card upon approval.
  • Free cashier's checks.
  • Free internet banking/bill pay/electronic statements.
  • Free basic Cornerstone Bank checks.

Rewards Checking

  • Earn a higher rate of interest if qualifiers are met.
  • Earn at least 0.10% APY* if qualifiers are not met.
  • The minimum deposit required to open this account is $100.00.
  • ATM Refunds Nationwide***.
  • No Minimum Balance.
  • No Monthly Fees.
  • Ask us for details today!

  • TO EARN THE QUALIFYING RATES AND ATM REFUNDS, PERFORM THE FOLLOWING EACH QUALIFYING PERIOD:

  • 10 Point of Sale (POS) debit card transactions must post and clear.
  • One Direct Deposit or automatic payment transaction must post and clear.
  • Monthly statements delivered electronically.
  • Log in to Cornerstone Bank Online Banking.

Credit:

Overdraft Protection
Consumer Loans
Home Equity Loans

Online Banking
Mobile Banking
Billpay

If your checks or ATM card is lost or stolen report immediately to Cornerstone Bank at 701-364-9630.

Reporting a Lost or Stolen debit card:
please call 888-297-2100.
After hours call:
800-472-3272 for MasterCard.

*After the account is open Cornerstone Bank may change the interest rate and (APY) Annual Percentage Yield daily. Fees may reduce the earnings on the account. Available to Personal Accounts only.

**ATM fees are refunded each day if the minimum balance requirement is met. Available on personal accounts only.

***If account qualifiers are not met, you will not receive ATM transaction fee refunds for that qualifying period.